What do I do if my HOA is threatening to foreclose on my home for unpaid assessments and/or fines?
The most important thing you can do is to understand your rights when your HOA is threatening to foreclose on your home. In Arizona, an HOA can foreclose on your home under certain circumstances, but only after they have followed the necessary legal procedures.
HOA Liens: Can Your HOA Foreclose?
HOAs in California have a lot of power. Most homeowners are vaguely aware that HOAs can obtain liens. Some homeowners have “a friend of a friend” who was foreclosed upon. But most do not know what the extent of an HOA’s authority to file a lien or foreclose entails.